The City of Warrensburg has received official notification from the Insurance Services Office (ISO), Inc. that the City’s Fire Department has obtained a Class 2/2x rating for its structural fire suppression delivery system which is a significant improvement. This rating has improved from a Class 3.
The ISO rating plays an important role in the underwriting process and pricing structure used by insurance companies. ISO is the leading supplier of data and analytics for the property/casualty insurance industry. Most insurers use ISO’s Public Protection Classification (PPC) numbers for underwriting and calculating premiums for residential, commercial and industrial properties.
ISO evaluates each community according to a uniform set of criteria as defined in the nationally recognized standards developed by the National Fire Protection Association (NFPA) and the American Water Works Association. A community’s PPC number depends on several factors:
• Needed Fire Flows, which are representative building locations used to determine the theoretical amount of water necessary for fire suppression purposes
• Receiving and Handling Fire Alarms, including telephone systems, telephone lines, staffing and dispatching systems
• Fire Department, including equipment, staffing, training and geographic distribution of fire companies
• Water Supply, including condition and maintenance of hydrants, alternative water supply operations and a careful evaluation of the amount of available water compared with the amount needed to suppress fires up to 3,500 gallons per minute.
The ISO has ten rating classifications with 1 being the best and 10 being the lowest. The City of Warrensburg was last audited by ISO in 2011. The credit received in 2011 was 75.61% and the score received in 2017 was 86.95% – an overall improvement of approximately 15%.
The successful completion of the ISO review process is a significant milestone for the City of Warrensburg and our community. The improved marks received reflect greatly on the hard work and dedication of the men and women of the Warrensburg Fire Department. The credit for achieving this great rating belongs to all of our staff. I am proud of the hard work and dedication to excellence that our firefighters exhibit every day considering resource constraints.
“The Fire Department worked hard to achieve this rating. However, there are still areas that need improvement to include the need for additional staffing, increased training, and water supply improvements” stated Fire Chief Jim Kushner. The City hopes to use the Public Protection Classification Report to further improve on areas that will enhance services to the community. We’re working as efficiently and effectively as possible, and the Class 2/2x rating is indicative of that.
The new Public Protection Classification will go into effect June 1, 2017. The Class 2/2x rating may result in cost savings in insurance premiums for insurable properties within the City of Warrensburg.